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Currency ຕົວຫຍໍ້ Buy
ສະກຸນເງິນ ຕົວຫຍໍ້ Sell

CCRCD RTTYPE BCYRATE
CNY CB 1,968
USD CB 13,244
GBP CB 15,998
THB CB 421
EUR CB 13,798
AUD CB 8,992
CCRCD RTTYPE BCYRATE
CNY CA 1,988
USD CA 13,272
GBP CA 16,308
THB CA 423
EUR CA 13,868
AUD CA 9,166

 
 

OVERDRAFT LOAN

Always See Your Business Transactions!
  • Some businessmen rest at weekend, however your businesses never rest! Once there is a problem with emergency fund, we have the solution for you to keep your business on going.
  • Overdraft Loan would be absolutely helpful for any emergency and unpredictable event. This service is specially support to your business transactions and optimizes your cash flow.
  • Overdraft Loan is a short-term of credit service in which the loan is repaid within a period of 12 months. This type of loan is aimed at providing cash flow and approval is based on sources of income.
  • The interests are calculated based on the actual amount of loans and number of days that you’ve utilized, and drawdown the interest amounts at the end of month with competitive rate.


BENEFITS

  • It can be repaid immediately as soon as your cash flow returns to its normal status.
  • Interests are calculated according to the number of days the money is actually used.
  • Very fast working capital in your business cycle.
REQUIRED DOCUMENTS
  • Loan request.
  • Legal documents: business license, tax registration certificate, tax payment receipt.
  • Borrower’s documents: national ID card, family book, and address certificate.
  • Financial documents: summary of assets, bank statements (for customer who has bank accounts), profit and loss statement.
  • Administrative documents: organizational structure, company regulation, letter of employment or affirmation of business experience.
  • Business documents: contracts and agreements (purchase agreements, construction contracts etc.), business related documents (work inspection certificates, purchase orders, payment orders, etc.). 
  • Collateral (land/building) documents: title deeds/ land certificate, construction permit. 
  • Miscellaneous documents as requested by the bank.

 


 
 
     
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